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SAMPLE NARRATIVE: Romance Scam

Date: Saturday, November 3, 2007

Jane Doe

123 Main Street

Anytown, State

Phone: 555-222-1111

Cell: 555-333-4444

Amount owed: $10,000

Owed to: Ma & Pa’s Bank

(If you owe more than one creditor repeat the last two lines)

1. Monday, June 5, 2007 – Met Denis Swabu on BoyMeetsGirl.com, an Internet dating site forum. Denis sent me a Private Message asking if I would like to talk with him. I said yes.

Denis and I were on Private Message for around 4 hours, to the best of my recollection.

Denis told me that he is an American engineer from Texas who is working on a project in

Ghana.

2. Tuesday, June 6, 2007 – Denis telephoned me and we talked for an hour (he called when I was getting ready to go to a Dr’s appointment for my monthly medication review – I am on Disability because of injuries sustained in an automobile accident in November of 2006 and take strong pain pills every day).

3. Wednesday, June 7 thru Monday, August 23, 2007 – Dennis and I emailed, chatted, and talked on the phone. It was during this time that Denis proposed and I accepted. Denis told me he would be returning to the US sometime in November or earlier. I was very excited and could hardly wait for him to arrive back in the States.

4. Tuesday, August 24, 2007 – Denis told me he needed some help with a new business venture and that since I will soon be his wife, he wanted to include me. He also told me to keep the money he and I would be making to pay for our honeymoon.

After that I didn’t hear from Denis until the first week of October. I was frantic with worry and very relieved when I received his next email. I felt like I hadn’t breathed in weeks.

5. Friday, October 5, 2007 – Received an email from Denis telling me that he had set up the business and that I would receive the first check on Monday, October 8 th ..6. Continue as above right through to the last contact from your creditor(s) or any other party involved in the repayment of the debt.

Once you’ve dated and related the last contact from your bank, credit union, the store, or law enforcement, your narrative is complete.  Email your narrative to

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