Fraud victim advocacy, fraud recoginition and prevention education, and law enforcement support

fraud recognition & prevention education, fraud victim advocacy, law enforcement support

Fraud recognition & prevention education, fraud victim advocacy, law enforcement support

                    

Silence is fraud's best friend.  Word of mouth is fraud's worst enemy.  Pass the word!TM

 

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Fraud Secrets:

A Backstage Tour

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Why con artists scam

Profile of a con artist

What con artists look for

How con artists set up their victims

What a con artist won't tell you

What a con artist will tell you

Have I been scammed?

12 excuses for not returning your money

How do I find my money?

Where did my money go?

If you lost your funds in an investment scam, speak to your accountant about a theft deduction.

 

GroupLotto, Inc. vs. Lottery Scams

How to tell the difference between a sponsored lottery game and a scam letter that says you won the lottery.

(This is not a recommendation to play or not to play GroupLotto. GroupLotto has been chosen for comparison purposes only.  Fraud-Aid is not a GroupLotto affiliate and derives no income from GroupLotto or any of its sponsors.)

You may have seen GroupLotto, Inc. email arriving in your mailbox lately and wondered whether or not this is a legitimate business.  While in my opinion GroupLotto indulges in Spam, that is not the same thing as running a con game, which is what Fraud-Aid.com addresses.  We leave the Spam issue to other specialty sites.

GroupLotto is just the opposite of lottery scams, and offers the perfect example of the right way to present a lottery - although GroupLotto is closer to Sweepstakes than a lottery.

Unlike lottery scams, GroupLotto gives you many ways to verify that they are a legitimate business:

Their rules are readily available and clearly written.  You can see an example here: http://grouplotto.aavalue.com/playpage/rules.cfm

They clearly state that they are sponsored by PrizeDistributors, Inc. and provide a link to that corporation's rules: http://www.prizedistributors.com/rules.html

PrizeDistributors, Inc., and GroupLotto, Inc. are domains of Traffix, Inc. (http://www.traffixinc.com), a marketing company that clearly states what they are, who they are, where they are located, and what they do.  Everything about them can be independently verified, which means that you don't have to take their word for anything - you can do your own homework.  You can write or call Traffix, Inc. and ask them about either domain.

The rules make it amply clear that by registering to play, you agree to receive advertising from 3rd parties.  That's why it doesn't cost you anything to play, and why I say that this is more a sweepstakes than a lottery.

Both GroupLotto and PrizeDistributors provide clear instructions about how players are paid.  PLEASE NOTE: there are no up front fees!

GroupLotto gives each registered player an account where he or she can check for winnings.

This is how you get paid: "... All such winners will be contacted via e-mail (or certified mail and/or telephone if they mailed in their entry) and directed as to how they can collect their prize money through PayPal. Prize money may be withdrawn and/or utilized by the winner in three ways: 1) PayPal can deposit your winnings directly into your bank account (your request will be processed immediately and your money will arrive in your bank account in 3-5 business days); 2) You can request a personal check from PayPal (the check will arrive at your home by U.S. mail within 1-2 weeks); or 3) You can use your prize money towards purchases from a participating PayPal merchant."

This is the only money you owe and how it is collected: "Federal, state and local taxes, and all similar fees and assessments, are the responsibility of the winner. PrizeDistributors™ reserves the right to withhold taxes from each winning prize, as appropriate."  Please note that all monies are collected from the winnings before distribution, and there are no agent fees!

Disqualification has nothing to do with talking about your winnings.  On the contrary - talking about GroupLotto is greatly encouraged.

 

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